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We Fit Your Lifestyle

However You Choose to Live

Become a Member
  • Easy Account Access
  • Great Rates
  • Low Fees & More

Refreshingly Local

Convenient Online and Mobile Banking

At LBS Financial, you get our local-banking benefits wherever your day takes you, near or far. Like our sleek, ultra-friendly Mobile Banking app that lets you take the power and convenience of our LBS Financial banking along. Or, access one of our 30,000 fee-free ATMs nationwide for cash and other banking options when you need us. Your electronic deposits can also be received here up to 2 days early!* We’re refreshingly local, wherever you’re headed.

Over the last 88 years, we’ve continued to serve our local school and college employees and the communities they serve. We are now able to serve anyone who lives or works in the local area, which includes most of Southern California. Learn more at 

An Account that Works for You!

Awards and Accolades

Financial Health Scores

The Savings is Real: Lower Loan Rates, Higher Dividends, Low (or No) Fees


Our Member households save between $396-$2,280 per year compared to banking with other financial institutions in the State of California.*  Members using the Credit Union for more services often receive total financial benefits that are much greater than the average. For example, financing a $30,000 new auto for 60 months at LBS Financial will save Members an average of $222 per year in interest expense compared to what they would pay another banking institution in the state. That’s approximately $1,110 in savings over 5 years.


*Data from independent third-party research conducted by Credit Union National Association (CUNA) using LBS Financial’s rates and fees as of 3/30/2023 compared with an average of all banks in the State of California. $396 is an average of savings among all Members while $2,280 represents loyal, high-use Member households.


*LBS Financial posts electronic deposits to your account on the same day we receive notification from the sender, instead of the scheduled payment date. Deposit date depends on when we received the deposit notification. Electronic deposits may include direct deposit paychecks, social security benefits, and any other government or retirement funds.