All of us at LBS Financial know our Members need a day off now and then. What better way to get out into the great outdoors than to have a vacation on wheels parked and ready to go. The mountains are calling? We have a loan with your name on it to purchase the recreation machine of your choice. Consider it permission to fall into the arms of Mother Nature and reconnect with the people you love.
When LBS Financial obtains your credit score during the pre-approval process, the Credit Union will determine your loan rate based on your past financial history and credit. Take note that the Credit Union must obtain your credit report personally; they will not accept copies of credit reports from third parties.
We process most applications within one business day. Applications received over the weekend or holidays are processed the next business day. You may check your status by calling us.
Yes. On time payments mean a higher credit score. LBS Financial reports borrower, co-borrowers, guarantors, and co-signers payment habits to all three major credit bureaus: Experian, Equifax and TransUnion.
You have options. You can use our Mobile or Online Banking services to pay from one of your accounts at LBS Financial. Use Mobile Deposit within Mobile Banking to take a picture of a check from your other financial institution and apply to your loan payment here. You can also transfer money from another financial institution using LBS Autopay or a number of Bill Pay services from other financial institutions. Mail us a payment or call and pay by phone, just keep in mind there are fees for paying by phone.