Skip nav to main content.

Savings Account

Save more with us

Open a Savings Account
  • Open with just $5
  • Competitive rates
  • Federally Insured to at least $250,000

Check our our Savings Account Rates

View Rates

Your ticket to LBS Financial

Your shiny new LBS Financial savings account not only gives you a great rate, it also lets you access our many other free services, discounted loans, and high-yield accounts⁠. Plus, you’ll have peace of mind knowing that your money is insured to at least $250,000 by the NCUA.

We also have several specialty savings accounts to give you a head start in every area of life. These include:

Interested in faster, friendlier service? Maybe it's time to go local.

Open an Account

Related Resources


A DBO (Debit Origination) is an automatic withdrawal set up by the Credit Union (on behalf of the Member), from an account at another financial institution, using a routing and account number to satisfy a consumer loan payment.

An LTA (Loan Transfer Agreement) is an automatic transfer from an LBS Financial account to an LBS Financial loan. These types of transfers are set up by the Credit Union (on behalf of the Member) to automatically transfer funds on the date a Member’s payment is due every month. LTAs will attempt to debit a Member’s account up to 4 times to satisfy a consumer loan payment (if there are insufficient funds).

You can add a nickname to your account within Online Banking. From the dashboard, click the down arrow next to your account name, then select the pencil icon to the left of your account name. Enter your nickname and click the check mark to save. You may also contact us by phone to make this request.

Special Savings, Share Certificates, and Money Market accounts can be opened within Online Banking. From the dashboard menu, click "Open a Sub-Account" under Accounts. Next, select the share you would like to open and click "Fund This Share." Enter the requested information and review the terms and conditions. Finally, check the box that you accept the terms and conditions, type your name under the virtual signature, and hit "Open share." For Special Savings accounts, please open shares in order, starting with the lowest number not already open on your account.

Call us at 800.527.3328 and press 2 for ATM and debit card. Then press 1 for lost/stolen.

If you work at a local school or college, or are a retired school/college employee, you are eligible for a Summer Savings account. You can set aside up to $2,000 per month and earn a truly fantastic rate. You'll need to have direct deposit set up to use this account and all contributions must come from your payroll, CalSTRS, or CalPERS⁠—just contact us to get started.

If you have an account with us, your routing number is 322276855.

We will send monthly paper statements or eStatements for Members with checking accounts. If you do not have a checking account, you will receive quarterly paper statements or eStatements unless you make electronic withdrawals or deposits (ACH) or have ATM activity associated with this account in a given month. Then we will send you a monthly statement.

You are welcome to request a free ATM card for this account. Certain qualification requirements may apply.