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A Variety of Terms
We offer our Share Certificates at terms between 3 and 60 months, with competitive return rates at every level. You’ll be able to easily find a term that’s right for your financial plan.
The Access You Need
We’re here to help manage and move your money. Call us at 800.527.3328 to make changes to the Share Certificates you already have. Open new Share Certificates conveniently through Online Banking. You can also set up an automatic rollover to move funds into a new Share Certificate right when they mature.
If the term of the account is three (3) months or less, the penalty is equal to thirty (30) days of dividends.
If the term of the account is less than one (1) year, but longer than three (3) months, the penalty is equal to ninety (90) days of dividends.
If the term of the account is one (1) year or greater, the penalty is the amount equal to one hundred and eighty (180) days dividends.
If the amount withdrawn reduces the principal amount below the stated minimum, we will cancel your Share Certificate and the penalty will apply to the entire balance in the certificate account. The remaining funds will be transferred to your Share Savings account.
The routing number and transit number for LBS Financial is 322276855.