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LBS Financial
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LBS Financial
Mobile Banking App

Free - On the App Store


Great deals on all kinds of insurance


Home and Auto Insurance through Apollo

Insurance is a valuable part of a holistic financial plan. It protects you and your assets from the unexpected events of life.

We partner with Apollo Insurance Services* to bring you great insurance services for auto, homeowners, rental, travel, pet insurance, and more. Get a free, no obligation quote from Apollo’s friendly staff today at 800.939.6633, Monday – Friday from 8:00am – 5:00pm. You can visit Apollo’s website to get a sense of all of their insurance offerings.


Have an LBS Financial auto loan and need to verify insurance?

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Guaranteed Asset Protection (GAP)


Because of depreciation, the loan balance on your vehicle can be higher than the actual value. If your vehicle is totaled or stolen, you might have to pay the difference between the insurance settlement and the loan balance. This might be thousands of dollars. In the event of theft or an accident, GAP Advantage** covers the gap between what your vehicle is worth and your outstanding loan payments. Just contact us at 800.527.3328 to get GAP added to your auto loan.




Mechanical Breakdown Protection


Around 80% of repairs are paid for after factory warranty has expired. You can purchase Mechanical Breakdown Protection when you finance a vehicle with us to cover those repairs that occur beyond a factory warranty. Mechanical Breakdown Protection is available for new and used vehicles, and you can pay for up to 100% of the insurance cost by adding it to your LBS Financial auto loan. Extra services available include: vehicle rental, towing and trip interruption. 

Cancel your policy anytime in the first 60 days for a full refund (if a claim is not filed). Coverage might be transferable when you sell your vehicle, or you can cancel and request a prorated refund.

Call us at 800.527.3328 extension 5261 to talk to us about Mechanical Breakdown Protection.

Accidental Death & Dismemberment

Accidents can happen anytime. Be prepared.

A serious or fatal accident could change your family’s life in a heartbeat. In fact, accidents are the third leading cause of death for people of all ages.*

That’s why you’re entitled to $1500 of no-cost TruStage® Accidental Death & Dismemberment Insurance—an exclusive Member benefit fully paid for by LBS Financial Credit Union.

You can enroll in your no-cost coverage in just a few minutes. If you choose, additional insurance is available for you or your entire family at budget-friendly rates. Your acceptance is guaranteed—with no health questions or medical exam.

Since accidents can happen anytime, there’s no better time to help protect the people who matter most.


*Accident statistic from National Safety Council “Injury Facts,” 2018.

TruStage® Accidental Death & Dismemberment Insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company, PO Box 61, Waverly, IA 50677‑0061. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

Base Policy Series E10a-015-2012, E10a-014-2012, E10a-ADD-2012 and 2018-ADD-POL

© 2020 TruStage Insurance Agency




*Insurance products offered through Apollo Insurance Services, Inc., California Insurance License # 0394033 Apollo Insurance Services, Inc. Insurance products 1) are not NCUSIF insured; 2) are not obligations of or guaranteed by the credit union or any affiliated entities; 3) involve investment risk, including possible loss of value. Insurance products not available in all states.

**GAP Advantage is a loan deficiency waiver and is not offered as insurance coverage. Contact the Credit Union at 800.527.3328 for more information about purchasing GAP Advantage. With GAP Advantage, an additional $1,000 benefit is provided when the following conditions are met:

  • Your primary insurance does not pay off your original loan
  • You return to LBS Financial Credit Union for a vehicle replacement loan
  • LBS Financial Credit Union approves your new loan