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Free Checking with eStatements

Less fees and great features

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At a glance

Free does mean free

Our Free Checking with eStatements account has no monthly fees and no minimum balance as long as you enroll in eStatements.* Access your money at 30,000 fee-free ATMs nationwide and access 5,000 Shared Branches internationally. Our convenient Online and Mobile Banking allows you to reduce the number of brick and mortar trips you have to make in the first place. All you need to open the account is a $20 opening deposit, eStatement enrollment, and a Credit Union Membership from a Share Savings Account.

  • No monthly fee when you enroll in eStatements
  • Online Banking and Mobile Banking access
  • Free Visa® Debit Card with chip security and worldwide acceptance
  • Receive electronic deposits up to 2 days early!**

Choose your debit card

Choose between our LBS Financial blue or CSULB Go Beach Debit Card.

Checking with great features and no monthly fee.

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Related Resources


You are welcome to request a free Debit Card for this account. Certain qualification requirements may apply.

If you have an account with us, your routing number is 322276855.

We will send monthly paper statements or eStatements for Members with checking accounts. If you do not have a checking account, you will receive quarterly paper statements or eStatements unless you make electronic withdrawals or deposits (ACH) or have ATM activity associated with this account in a given month. Then we will send you a monthly statement.


*Once you open your Free Checking with eStatements account, you need to enroll in Online or Mobile Banking and sign up for eStatements for your regular statements. If you do not enroll in eStatements within thirty (30) days of account opening or if you discontinue receiving eStatements, your Free Checking with eStatements account will be converted to the Interest Checking account.

**LBS Financial posts electronic deposits to your account on the same day we receive notification from the sender, instead of the scheduled payment date. Deposit date depends on when we received the deposit notification. Electronic deposits may include direct deposit paychecks, social security benefits, and any other government or retirement funds.