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Interest Checking

Checking that earns dividends

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At a glance

Check out our Checking Account Rates

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A financial boost for your checking

Checking accounts are convenient ways to spend, but with Interest Checking, they’re also a way to earn dividends and save. The $3 monthly fee is waived if you maintain a daily balance of $500 in Interest Checking, or a combined daily balance of $2,000 among all of your accounts under a single account number.

  • Earn dividends by maintaining an average daily balance of $1,000+
  • Online Banking and Mobile Banking access
  • Free Visa® Debit Card with chip security and worldwide acceptance
  • Members over 60 get a free box of checks each year*
  • Receive your electronic deposits up to two days early!**

Choose your debit card

Choose between our LBS Financial blue or CSULB Go Beach Debit Card

That $1,000 could be earning dividends.

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Related Resources


You are welcome to request a free Debit Card for this account. Certain qualification requirements may apply.

If you have an account with us, your routing number is 322276855.

We will send monthly paper statements or eStatements for Members with checking accounts. If you do not have a checking account, you will receive quarterly paper statements or eStatements unless you make electronic withdrawals or deposits (ACH) or have ATM activity associated with this account in a given month. Then we will send you a monthly statement.


*One box of checks per year and one style only.

**LBS Financial posts electronic deposits to your account on the same day we receive notification from the sender, instead of the scheduled payment date. Deposit date depends on when we received the deposit notification. Electronic deposits may include direct deposit paychecks, social security benefits, and any other government or retirement funds.