We make sending money simple

A Transfer Code is a unique code that lets other LBS Financial Members send money to you and for you to send money to other Members, ensuring it is going to the right place. Using a Transfer Code removes the need to enter account details and helps ensure funds go to the correct account. It gives you peace of mind by keeping your account number private while still allowing Members to transfer funds to you at the Credit Union.

Members can use a Transfer Code to send and receive funds quickly and safely within Online and Mobile Banking. This lets Members generate a unique code for another Member to send money to the correct account, removing the need to share account details.

Transfer Codes are available on the Member-to-Member Transfer and Manage Payee screens. You can share your Transfer Code to receive funds, or use someone else's Transfer Code to send them money. Transfer Codes offer a faster, more secure Member-to-Member transfer experience that reduces errors and keeps sensitive information protected.

Yes, Transfer Codes are not sensitive and can be given out. Your Transfer Code lets Members send money to you without seeing your account number, which will keep your account safer, and keep your account information more private. As with any account information, only share Transfer Codes with Members you trust and intend to receive funds from.

Go to the Transfer menu and select “To another Member,” then tap “Manage Payees.” Add a new payee using the Transfer Code the recipient gave you (you can still add payees by account number as well).

You can give the payee a nickname for reference. Their nickname, account owner name, and transfer code will appear in the Payee Details.

No, with Transfer Codes, you no longer need to exchange accounts numbers to transfer funds between Members. However, you may continue to utilize account numbers, if you prefer.

Yes, Transfer Codes allow higher transfer amounts within the Credit Union compared to the limits applied by Zelle, making them a great option for transfers of all amounts between Members.

Log in to Online or Mobile Banking, navigate to the Transfer menu, and select “To another Member.” Tap the “Get paid with a transfer code” button, then “Generate new Transfer Code.”

You’ll choose which account you’d like funds deposited into, and your Transfer Code will be generated. You can then share this code with other Members so they can send you money.

Each suffix under your account will have its own Transfer Code. For example, if a Member sends money to your checking and savings, there will be two different transfer codes, one for each suffix.

There are no limits on transfers from LBS Financial Checking accounts or lines of credit.

Repeating or recurring transfers are automatic transfers of the same amount of money, from one account at LBS Financial to another account, including loans, Visa's and Mortgages. They are a great way to ensure you never miss a monthly payment or savings goal.

These transfers can be scheduled for a variety of frequencies, such as daily, weekly, monthly, and/or every 3, 6 or 12 months. Once set up, you do not have to re-enter a new transfer each time.

To set up a repeating transfer, click "Transfers & Payments" on your menu in Online or Mobile Banking and select "Make a Transfer." For a shortcut in Mobile Banking, click "Transfer" from the bottom menu. Select where the funds are coming from, and where the funds are going. Enter the amount and follow the prompts for frequency, start date, duration and click "Transfer" and "Confirm."

You can make a transfer through Online or Mobile Banking, by calling one of our phone representatives, visiting a branch, or accessing your account by phone through HomeTeller.

In Online or Mobile Banking, click on the "Transfers and Payments" menu option and "Make a Transfer." For a shortcut in Mobile Banking, click "Transfer" from the bottom menu.

To transfer between your LBS accounts, select "At LBS Financial CU," and follow the prompts. To transfer to another Member, click "To another Member" under "Other Options" and follow the prompts.

To transfer funds to an external account where you are an account owner, select "At Other Banks," and follow the prompts if your account is already linked.

To link an external account, select "Manage external accounts," and then select the "Link new" tab. Next, add the routing and account number and select "Link account." Within two business days, there will be two small deposits under $1 in your external account. Log into Online or Mobile Banking, return to "Manage external accounts" and select "Manage accounts" to confirm the amounts received.

Once your external account is verified, you can begin making external transfers.