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Earn up to 4.75% APY*

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You named us “Best” for fourteen years straight

Your deposits are safe at LBS Financial

Learn more about how we are financially strong.

Your Money is Protected

2023 Annual Report

Focused on serving the people of the greater Long Beach area

What’s important to us? Quite simply: you. We’re devoted to giving our Members the best deals and service, while upholding timeless values.

More From Our Members

We are a part of this community

Each year, we give back thousands in time, money, and resources, to build our community via a variety of highly rated local programs and charities.

Community Impact

The Savings is Real: Lower Loan Rates, Higher Dividends, Low (or No) Fees


Our Member households save between $421-$2,619 per year compared to banking with other financial institutions in the State of California.*  Members using the Credit Union for more services often receive total financial benefits that are much greater than the average. For example, financing a $30,000 new auto for 60 months at LBS Financial will save Members an average of $168 per year in interest expense compared to what they would pay another banking institution in the state. That’s approximately $840 in savings over 5 years.


*Data from independent third-party research conducted by Credit Union National Association (CUNA) using LBS Financial’s rates and fees as of 6/14/2024 compared with an average of all banks in the State of California. $421 is an average of savings among all Members while $2,619 represents loyal, high-use Member households.

An Account that Works for You!

We recently switched from a national bank and the change was amazing. On the first visit, the staff knew my name! I was with the other bank for 25 years and they didn’t even know my name. LBS Financial employees are extremely helpful and treat me like family.Member since 2013

Get Educated

Not sure how to make a budget? Want to know the best ways to build your credit fast? Head over to our short educational modules to learn all the best financial tips and strategies. Our blog posts are also available on our Financial Education page with tips and ideas to improve your financial situation.

Start Learning

*APY=Annual Percentage Yield. Share Certificate rates are in effect until the maturity date. APY is based on the assumption that dividends remain within the account. 4.75% APY is for the 10 Month Promotional Certificate. The dividend rate is 4.64%. The dividend rate and APY are paid on the entire balance in the account. Withdrawals will reduce earnings; there are penalties for early withdrawals; and fees may reduce earnings. $1,000 minimum opening amount with no maximum deposit amount. If funds are not withdrawn at maturity, the 10 Month Certificate rolls into a 12 Month Certificate.