4.50% APY* - 25 Month Promotional Certificate & 4.25% APY* - 15 Month Promotional Certificate
You named us “Best” for thirteen years straight
Your deposits are safe at LBS Financial
Learn more about how we are financially strong.
AchievementsA+ for Health & Stability 5 Stars for Financial Health
Focused on serving the people of the greater Long Beach area
What’s important to us? Quite simply: you. We’re devoted to giving our Members the best deals and service, while upholding timeless values.More From Our Members
We are a part of this community
Each year, we give back thousands in time, money, and resources, to build our community via a variety of highly rated local programs and charities.Community Impact
The Savings is Real: Lower Loan Rates, Higher Dividends, Low (or No) Fees
Our Members save an average of $264 per individual or $554 per household per year compared to banking with other financial institutions in the State of California.* Members using the Credit Union for more services often receive total financial benefits that are much greater than the average. For example, financing a $30,000 new auto for 60 months at LBS Financial will save Members an average of $585 per year in interest expense compared to what they would pay another banking institution in the state. That’s approximately $2,925 in savings over 5 years.
*Data from independent third-party research conducted by Credit Union National Association (CUNA) using LBS Financial’s rates and fees as of 3/30/2023 compared with an average of all banks in the State of California.
An Account that Works for You!
- No monthly fees with our Free Checking with eStatements account
- Get paid up to two days early with direct deposit
- 30,000 fee-free ATMs nationwide
We recently switched from a national bank and the change was amazing. On the first visit, the staff knew my name! I was with the other bank for 25 years and they didn’t even know my name. LBS Financial employees are extremely helpful and treat me like family.Member since 2013
Not sure how to make a budget? Want to know the best ways to build your credit fast? Head over to our short educational modules to learn all the best financial tips and strategies. Our blog posts are also available on our Financial Education page with tips and ideas to improve your financial situation.Start Learning