LBS Financial Credit Union has been serving the local area since 1935, and is truly focused on making a positive difference for our Members and the community. You can benefit from exceptional deposit and loan rates, convenient access through our 8 local branches (and 30,000 fee-free ATMs nationwide), and our highly-rated mobile app.
Joining the Credit Union is simple: just open a Share Savings account with a minimum of $5 and a $1 one-time fee per account holder. As a Member of LBS Financial, you will have access to all of the banking services you need to manage your money. Feel free to make an appointment at any branch to meet with us in person as well!
An Account that Works for You!
- No monthly fees with our Free Checking with eStatements account
- Get paid up to two days early with direct deposit
- 30,000 fee-free ATMs nationwide
The Savings is Real: Lower Loan Rates, Higher Dividends, Low (or No) Fees
Our Member households save between $396-$2,280 per year compared to banking with other financial institutions in the State of California.* Members using the Credit Union for more services often receive total financial benefits that are much greater than the average. For example, financing a $30,000 new auto for 60 months at LBS Financial will save Members an average of $222 per year in interest expense compared to what they would pay another banking institution in the state. That’s approximately $1,110 in savings over 5 years.
*Data from independent third-party research conducted by Credit Union National Association (CUNA) using LBS Financial’s rates and fees as of 3/30/2023 compared with an average of all banks in the State of California. $396 is an average of savings among all Members while $2,280 represents loyal, high-use Member households.
We are a Part of this Community
Each year, we give back thousands in time, money, and resources, to build our community via a variety of highly rated local programs and charities.
Community ImpactThe Best Mobile App
Our Mobile Banking app has 4.8 stars on the Google Play Store and 4.9 stars on the App Store—with over 25,000 installations!
Awards and Accolades
- 13 Years running as Press-Telegram/Gazette’s “Best Credit Union” in their reader’s poll
- Voted Best Auto Loans, Best Financial Planning Company, Best Workplace, Best Home Loans, Best Refinancing Company, and Favorite Financial Advisor (Michael Tan) in the 2023 Press-Telegram/Gazette’s Best of Long Beach Poll
- 11 Years running as Beachcomber’s “Best Credit Union” in their reader’s poll
- Voted Best Credit Union in the Long Beach Post’s Best of Long Beach Reader’s Poll in 2023 & 2022, and “Best Bank” in 2021 & 2019.
Stellar Ratings
Financial Health Scores
- A+ for Health & Stability from DepositAccounts.com
- Better Business Bureau accredited with an A+ rating for 22 years
- 5 Stars from BauerFinancial for financial health
