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Free Checking with eStatements

Less fees and great features

Open Now

At a glance

  • Online and Mobile Access

    Bill Payment, transfer funds, and more.

    Get Online/Mobile
  • 30,000 Fee-Free ATMs

    Nationwide access to your funds.

    Find an ATM
  • 5,000 Shared Branches

    Transactions through our partners on the go!

    Find a Branch
  • Mobile Wallet

    Pay with your phone.

    Learn More
  • Send and receive money with Zelle®

    A fast and easy way to send and receive money with friends, family and people you know.

    Learn More

Free does mean free

Our Free Checking with eStatements account has no monthly fees and no minimum balance requirements.* Access your money at 30,000 fee-free ATMs nationwide and access 5,000 Shared Branches internationally. Our convenient Online and Mobile Banking allows you to reduce the number of brick and mortar trips you have to make in the first place.

  • No monthly fee
  • Online Banking and Mobile Banking access
  • Free Visa® Debit Card with chip security and worldwide acceptance
  • Receive electronic deposits up to 2 days early!**
  • Access to Zelle®***

Choose your debit card

Choose between our LBS Financial blue, CSULB Go Beach, or Long Beach City College Debit Card.

Checking with great features and no monthly fee.

Open Now

Related Resources

FAQs

You are welcome to request a free Debit Card for this account. Certain qualification requirements may apply.

If you have an account with us, your routing number is 322276855.

We will send monthly paper statements or eStatements for Members with checking accounts. If you do not have a checking account, you will receive quarterly paper statements or eStatements unless you make electronic withdrawals or deposits (ACH) or have ATM activity associated with this account in a given month. Then we will send you a monthly statement.

Disclosures

*You will be automatically enrolled in electronic statements with this account. To view your statements, you will need to enroll in Online & Mobile Banking.

**LBS Financial posts electronic deposits to your account on the same day we receive notification from the sender, instead of the scheduled payment date. Deposit date depends on when we received the deposit notification. Electronic deposits may include direct deposit paychecks, social security benefits, and any other government or retirement funds.

***To send or receive money with Zelle® at LBS Financial Credit Union, you must have an eligible checking account. The other party must have an eligible checking or savings account at their bank or credit union. Transactions between enrolled users typically occur in minutes.

Data charges may apply. Check with your mobile phone carrier for details. App Store is a service mark of Apple Inc. Apple and the Apple logo are trademarks of Apple Inc, registered in the U.S. and other countries. Android, Google Play and the Google Play logo are trademarks of Google Inc.

Copyright © 2026 . All rights reserved. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.