Bank Local,
Support Long Beach

As a not-for profit, Member-owned cooperative, LBS Financial delivers a full suite of banking services to our Members while helping them save money. The Credit Union proudly invests in the local community through scholarships, volunteerism, and local partnerships, including a decades-long relationship with California State University, Long Beach. Go Beach!
Savings. Convenience. Beach Pride.
- Free Checking account with eStatements (with our CSULB Go Beach Debit Card!)
- Mobile Wallet
- Mobile and Online Banking
- Send and receive money with Zelle®
- 30,000 surcharge-free ATMs across the country
- Affordable loans and credit cards
- Competitive Share Certificates and Savings
Focused on serving the people of the greater Long Beach area
What’s important to us? Quite simply: you. We’re devoted to giving our Members the best deals and service, while upholding timeless values.
More from our MembersThe Savings is Real: Lower Loan Rates, Higher Dividends, Low (or No) Fees
Our Member households save between $480-$2,013 per year compared to banking with other California banks.* Members using the Credit Union for more services often receive total financial benefits that are much greater than the average. For example, financing a $30,000 new auto for 60 months at LBS Financial will save Members an average of $167 per year in interest expense compared to what they would pay another banking institution in the state. That’s approximately $835 in savings over 5 years.
*Data from independent third-party research conducted by America’s Credit Unions using LBS Financial’s rates and fees as of 7/14/2025 compared with an average of all banks in the State of California. $480 is an average of savings among all Members while $2,013 represents loyal, high-use Member households.
Joining is easy.
If you live or work in the Long Beach area, you are eligible to join LBS Financial Credit Union! Get started below.

