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Insurance

Great deals on all kinds of insurance

 

Home and Auto Insurance Apollo Insurance Services an InsureOne Company logo

LBS Financial has worked with Apollo Insurance Services for decades to provide homeowners and auto insurance to our Members. We are excited to announce that Apollo Insurance has joined InsureOne Insurance.* InsureOne provides quality coverage at the best rates and is the largest privately owned insurance agency in the U.S.

LBS Financial Members can take advantage of the following services from Apollo/InsureOne:

  • Compare top insurance carriers to get you the best coverage and great rates
  • Variety of products including auto insurance, homeowners insurance, commercial insurance, and much more.
  • Provide you with a personalized insurance package based on your specific circumstances.

Visit the InsureOne website to request a quote today or give their friendly staff a call at 800.939.6633, Monday – Friday from 8:00am – 5:00pm and Saturdays from 9:00am – 2:00pm.

Have an LBS Financial auto loan and need to verify insurance?

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Guaranteed Asset Protection (GAP) Plus

 

Essential protection for your vehicle loan – and your finances. Protect your vehicle loan – purchase GAP Plus!**

 

If your vehicle is deemed a total loss due to an accident or theft, there can be a significant gap between what you owe on your loan and what your auto insurance will cover. GAP may reduce or even eliminate that shortfall in the event your vehicle is deemed a total loss. GAP Plus can help reduce your next loan at the Credit Union, making it easier to get the replacement vehicle you’ll need.

Essential financial protection on your vehicle loan that helps you drive with confidence. Talk to us by calling 800.527.3328 today about how we can help protect you from sudden out-of-pocket expenses with Guaranteed Asset Protection Plus.

 

 

 

Mechanical Repair Coverage (MRC)

 

Essential protection against unexpected repair costs. Drive with confidence, knowing you have Mechanical Repair Coverage.***

 

Mechanical Repair Coverage may help limit unexpected covered repair costs as your vehicle ages, potentially saving your budget from future unexpected repair costs. What’s more, it works at any authorized repair facility in the U.S. or Canada.

Protect yourself from unexpected costly repairs – Talk to us by calling 800.527.3328 to find out what Mechanical Repair Coverage plan is right for you.

 

Accidental Death & Dismemberment

Accidents can happen anytime. Be prepared.

A serious or fatal accident could change your family’s life in a heartbeat. In fact, accidents are the third leading cause of death for people of all ages.*

That’s why you’re entitled to $1,500 of no-cost TruStage® Accidental Death & Dismemberment Insurance—an exclusive Member benefit fully paid for by LBS Financial Credit Union.

You can enroll in your no-cost coverage in just a few minutes. If you choose, additional insurance is available for you or your entire family at budget-friendly rates. Your acceptance is guaranteed—with no health questions or medical exam.

Since accidents can happen anytime, there’s no better time to help protect the people who matter most.

 

*Accident statistic from National Safety Council “Injury Facts,” 2018.

TruStage® Accidental Death & Dismemberment Insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company, PO Box 61, Waverly, IA 50677‑0061. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

Base Policy Series E10a-015-2012, E10a-014-2012, E10a-ADD-2012 and 2018-ADD-POL

© 2020 TruStage Insurance Agency

ADI-2951070.1

 

Disclosures

*Insurance products offered through InsureOne Insurance Services America, LLC (CA Lic #0M04446) Insurance products: 1) are not NCUSIF insured; 2) are not obligations of or guaranteed by the Credit Union or any affiliated entities; 3) involve investment risk, including possible loss of value. Insurance products are not available in all states. Actual policy premium may vary based on driving records, garaging address, vehicle type, insurance coverage selected and other underwriting factors. Other rates, service fees, restrictions and charges may apply.

**Your purchase of MEMBERS CHOICETM Guaranteed Asset Protection (GAP) is optional and will not affect your loan application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid.

GAP-3415672.1-0121-0423 CUNA Mutual Group ©2021, All Rights Reserved.

***Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in NH, where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX, where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc.
Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product.

MRC-3415612.1-0121-0223 CUNA Mutual Group ©2021, All Rights Reserved.