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The Best Banking @ the Beach


Serving Students, Faculty, and Staff at CSULB!


LBS Financial has been serving the CSULB campus since the 1950’s and are proud to offer services at our campus branch located on the 2nd floor of The Beach Shops University Bookstore.

Join Us and Get $50 to The Beach Shops!*

Open a new LBS Financial Membership with a Checking account between January 1 – December 31, 2024 using the promo code BEACH2024 and receive a $50 Gift Card to The Beach Shops.

Open an account now or visit a branch!

As a Credit Union Member you can enjoy these great products and services:

Joining is easy.

Associated Students of CSULB, alumni, faculty, and staff are eligible to join LBS Financial Credit Union, in addition to anyone who lives or works in the local area. Get started below.

Open an Account


*$1 fee per new Member plus $25 minimum opening deposit for savings and checking. Must be a new Member to the Credit Union. $50 gift card will be emailed 45 days following account opening. Must use promo code online or open at an LBS Financial Branch with promo code. Account must be open and in good standing to receive gift card.

**LBS Financial technology loans are offered up to $4,000 with 12 month, 24 month, and 30 month terms for repayment. Loan must be over $1,500 to qualify for a 24 or 30 month term, otherwise the term will be 12 months or less. To qualify for the Interest-Free (0% rate) technology loan promotion, must be over the age of 18, an existing LBS Financial Member or open a new Membership/savings account ($1 one-time fee per account holder and $5 minimum balance) and LBS Financial checking account (Free Checking with eStatements or Interest Checking with $20 opening balance) and maintain the above requirements throughout the life of the loan. If loan is delinquent for more than 60 days and/or the 0% interest-free requirements are not met for three consecutive months, the rate will revert to the rate stated on the Loan and Security Agreements and Disclosure Statement. Once disqualified for promotion, the 0% rate offer cannot be reinstated. Payment Examples: A technology loan for $2,000 at 0.00% APR for 24 months would have a payment of $83.33 per month. A technology loan for $2,000 at 9.99% APR for 24 months would have a payment of $92.28 per month. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.