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Our Member households save up to $2,280 per year banking with us

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The Savings is Real: Lower Loan Rates, Higher Dividends, Low (or No) Fees

Our Member households save between $396-$2,280 per year compared to banking with other financial institutions in the State of California.*  Members using the Credit Union for more services often receive total financial benefits that are much greater than the average. For example, financing a $30,000 new auto for 60 months at LBS Financial will save Members an average of $222 per year in interest expense compared to what they would pay another banking institution in the state. That’s approximately $1,110 in savings over 5 years.

To get started with us, call 800.527.3328 or visit any branch location.

You may also make an appointment at a branch! We look forward to meeting with you!

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LBS Financial’s Free Checking with eStatements

Gives you anytime access on-the-go with convenient Online and Mobile Banking. Plus, you’re always close to cash with access to over 30,000 fee-free ATMs nationwide.

Free Checking with eStatements offers these great features:

Get started today.

Opening a new account requires a $20 opening deposit and enrolling in eStatements. To join the Credit Union you must first open a Share Savings account with a $5 minimum balance and a $1 one-time Membership fee. Click below to join and open your Free Checking account.

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*Data from independent third-party research conducted by Credit Union National Association (CUNA) using LBS Financial’s rates and fees as of 3/30/2023 compared with an average of all banks in the State of California. $396 is an average of savings among all Members while $2,280 represents loyal, high-use Member households.