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About LBS EasyPay

An Easier Way to Pay Your Loan(s)

Pay my Loan
  • Make a one-time payment
  • Set up recurring payments
  • Set up payment reminders or text notifications

 

Enroll and Access within Online or Mobile Banking

LBS EasyPay is a free and convenient way to manage and pay your consumer loans* within Online & Mobile Banking. You can schedule one-time or recurring loan payments. You can also make a payment from an account at another financial institution.

Download the LBS Financial Credit Union mobile app

Download

Where to find LBS EasyPay

  • In Online Banking: Click on ‘Transfers & Payments’ and then under “Payment Center” select “LBS EasyPay”
  • In Mobile Banking: Tap on “Menu” in the bottom right corner, then scroll to “Payment Center” and select “LBS EasyPay”

Features included:

  • Schedule and manage payments in Account Summary
  • View payment history
  • Manage payment methods and notification preferences
  • Pay By Text
  • Same Day Payoffs
  • Payment Reminders
  • One-Time Guest Pay
  • Text Notifications

If you have any questions about LBS EasyPay, Online Banking, our Mobile Banking app, or need assistance, feel free to reach out to us at 800.527.3328.

Related Resources

FAQs

Everything except for 1st mortgages or credit cards. Members can use LBS EasyPay to schedule payments for autos, boats, RVs, motorcycles, powersports, and 2nd mortgages (HELOC and fixed rate second).

Yes, once you schedule a payment, a confirmation will be sent to the email on record in LBS EasyPay. Members can also elect to receive text alerts.

All payments are processed as an ACH transaction.  This free service does not support debit/credit card payments.

If a payment returns (due to NSF, uncollected funds, invalid account information, etc.) we will reverse the loan payment. The Member will need to initiate another payment as LBS Financial will not be resubmitting the ACH transactions.

The minimum is $5.00 and the maximum payment amount is $10,000, daily.

The payment will be applied to the LBS Financial loan after 4pm on the date specified by the Member.  The funds will be debited from the other financial institutions within 1-2 business days.

Members can schedule payments Monday through Sunday. The system is accessible 24/7, however recurring payments that are scheduled for a weekend or holiday will post to their loan the previous business day, and the debit will post to their other financial account the following business day. The system will let users schedule a payment on a weekend or holiday, but the payment will not process till the following business day

You may edit or cancel payments that are “scheduled.”  Payments showing an “in process” or “completed” status cannot be modified or canceled.  You may view your payment status under the Payment Actions section.

Payments scheduled prior to 4pm Monday-Friday, will be posted the same day. If the payment is after 4pm, the updated payoff amount will reflect the next business day when the payment is processed.

Disclosures

*Easily manage payments for your LBS Financial consumer loans (vehicles, boats, and home equity line of credit) from your checking or savings account at another financial institution.