At LBS Financial, you are more than an account holder—you are a member-owner. This structure ensures that every decision we make is designed to benefit you. Your participation allows us to reinvest directly into our neighborhoods, supporting local schools, nonprofits, and community wellness programs.
That “credit union difference” also translates to your everyday banking. By returning earnings to our Members through lower fees and competitive rates, we help your household build a stronger financial future.
As we move forward together, I must address a growing concern: fraud. Scams are becoming increasingly sophisticated, particularly “check washing.” To protect your assets, we strongly encourage using secure electronic services—such as ACH, Online and Mobile Banking and Bill Pay— rather than mailing paper checks.
Please remain vigilant. Be cautious of unsolicited messages, never share account information, and always verify suspicious requests directly with us. Your security remains our top priority. Thank you for being a valued Member of LBS Financial.
Sean Hardeman
President & CEO
