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Experience the Difference in Banking

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We’ve served our community for over 88 years

We focus on connecting families, neighbors, and our community with paths to success. All you need is a $5 deposit in a Share Savings account and a one-time membership fee of $1 (per Member) to join. It’s that easy. Open an account online or stop by a branch to meet us and open an account in person.  As a Member of LBS Financial Credit Union you can enjoy better than market rates on loans and deposits, low or no fees, and easy access to funds with Mobile and Online Banking, 30,000 Free ATMs nationwide, and 5,000 Shared Branches.

Free does mean free

Our Free Checking with eStatements account has no monthly fees and no minimum balance as long as you enroll in eStatements.* Access your money at 30,000 fee-free ATMs nationwide, any of our 8 local branches, or you can access 5,000 Shared Branches internationally. Our convenient Online and Mobile Banking saves you time and eliminates the need to visit a branch (although we are here to serve you in person when you need us!). All you need to open the account is a $20 opening deposit, eStatement enrollment, and a Credit Union Membership from a Share Savings Account.

  • No monthly fee when you enroll in eStatements
  • Online Banking and Mobile Banking access
  • Free Visa® Debit Card with chip security and worldwide acceptance
  • Receive electronic deposits up to 2 days early!**

Checking with great features and no monthly fee.

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*Once you open your Free Checking with eStatements account, you need to enroll in Online or Mobile Banking and sign up for eStatements for your regular statements. If you do not enroll in eStatements within thirty (30) days of account opening or if you discontinue receiving eStatements, your Free Checking with eStatements account will be converted to the Interest Checking account.

**LBS Financial posts electronic deposits to your account on the same day we receive notification from the sender, instead of the scheduled payment date. Deposit date depends on when we received the deposit notification. Electronic deposits may include direct deposit paychecks, social security benefits, and any other government or retirement funds.