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Save More, Stress Less

Transfer Your Balance, Transform Your Savings

 

Transfer your current high-interest credit card balances to your LBS Financial Credit Card and take advantage of a special 1.99% APR for 9 months with no balance transfer fees.*

 

Call us at 800.527.3328, or follow the steps below to set up your balance transfer. This limited time offer is valid until March 28, 2025.

Visit the Credit Card Center in Online or Mobile Banking, and go to the Account Services tab and select Balance Transfer. 

Enter the 3-digit CVV number on the back of the credit card and select Continue.

Enter the requested transfer amount and lender information.

Validate the information entered to select Confirm As Entered. If the information is not accurate, select Go Back To Re-Enter Address. Confirming this information will submit the balance transfer.

Disclosures

*APR=annual percentage rate. The stated promotion rate of 1.99% APR is valid for 9 months on balance transfers made between January 20, 2025 – March 28, 2025. Promotional APR will begin the date the balance is transferred and will end after 9 billing cycles. Balance transfers must post to your card by the end of the promotional period. After the 9th billing cycle, cardholder’s APR will default to the cards non-promotional APR for balance transfers currently ranging from 15.15% – 19.90% (as of January 21, 2025) for purchases and balance transfers. Balance transfers cannot be used to pay off existing LBS Financial Credit Union loans or credit cards. Interest accrues immediately upon balance transfer with no grace period. Use of your card for balance transfers constitutes your agreement to the stated terms. Not all applicants may be approved. Refer to Visa Terms and Conditions for account details. Rates and terms are subject to change without notice. Additional terms and conditions apply. Offer expires March 28, 2025.