To help speed up a refinance requiring standard processing, here is a list of the information you should collect and have ready to provide once you accept our Loan Estimate (following the application). Original documentation, when requested, is preferred and will be returned to you promptly.
| Category | Sub-category | Brief Description |
|---|---|---|
| Loan Application | Loan application form | Loan application form signed and dated by all applicants |
| Income documentation |
|
|
| Self-employed | Most recent two full years of tax returns (individual, and corporation, or partnership) | |
| Retired |
|
|
| Other Income | Other income requirements | If Other Income is needed to qualify for the loan, supporting documentation and history of receipt may be a requirement. |
| Assets | Evidence of sufficient funds when closing |
|
| Obligations | Evidence of financial obligations (debts) | Copy of the fully-executed Divorce Decree indicating amount of child support, alimony, or separate maintenance payments |
| Property | Documentation |
|
