Surrogate Auto Shopper

Take the hassle out of buying a new car and get 1/4% off your auto loan! This unique service brings fleet pricing on your next new vehicle purchase (Cash or Finance) directly to you!


  • Best price for a purchase on a new vehicle

  • No need to visit the dealership—all paperwork and negotiating is handled on your behalf.

  • Save an additional 1/4% off LBS Financial's new auto loan rate 

How it works

  • Obtain an LBS Financial vehicle loan pre-approval by calling one of our loan specialists, visiting a branch office or applying online.
  • Contact Denise Gediman, our Surrogate Auto Shopper by calling one of the numbers listed below or by submitting an online request to let her know what type of vehicle you wish to purchase. Be prepared with make, model, color and equipment (including alarm and/or factory warranty).

Since 1988, LBS Financial Members have enjoyed this great auto buying experience with no sales pressure. Not only does Denise have an outstanding reputation for integrity and Member satisfaction, but she also has strong relationships with local dealers which allows you to get the best possible deal and/or locate those hard to find vehicles. Denise will get a great deal for you! Save time and money with this FREE service available only to LBS Financial Members!

Why wait? If you're in the market for a new or used vehicle, call Denise today at 800.339.9034! 



Accepts Deposits: Yes

Hours of Operation