Get Started with LBS Financial Credit Union
Open a new Membership with a checking account online or at any LBS Financial branch between June 1 and June 30, 2026, use Promo Code: Run2026, and set up a minimum $250 monthly direct deposit, and we will deposit $100 in your new account!*
Use Promo Code: RUN2026
Learn more about our checking accounts:
-
Free Checking Account with eStatements
A checking account with no monthly fee and no minimum balance as long as you enroll in eStatements.
Learn More
Why Choose LBS Financial Credit Union?
Awards and Accolades
- 16 Years running as Press-Telegram/Gazette’s “Best Credit Union” in their reader’s poll
- Voted Best Auto Loans, Best Financial Planning Company, Best Home Loans, Best Refinancing Company, Best Wealth Advisor/Planner, and Favorite Workplace
- 13 Years running as Beachcomber’s “Best Credit Union” in their reader’s poll
- Voted Best Credit Union in the Long Beach Post’s Best of Long Beach Reader’s Poll in 2023 & 2022, and “Best Bank” in 2021 & 2019
The Savings is Real: Lower Loan Rates, Higher Dividends, Low (or No) Fees
Our Member households save between $480-$2,013 per year compared to banking with other California banks.* Members using the Credit Union for more services often receive total financial benefits that are much greater than the average. For example, financing a $30,000 new auto for 60 months at LBS Financial will save Members an average of $167 per year in interest expense compared to what they would pay another banking institution in the state. That’s approximately $835 in savings over 5 years.
*Data from independent third-party research conducted by America’s Credit Unions using LBS Financial’s rates and fees as of 7/14/2025 compared with an average of all banks in the State of California. $480 is an average of savings among all Members while $2,013 represents loyal, high-use Member households.
An Account that Works for You!
- No monthly fees with our Free Checking with eStatements account
- Get paid up to two days early with direct deposit
- 30,000 fee-free ATMs nationwide
- 7 local branches to serve you
The Best Mobile App
Our mobile app has 4.8 stars on the Google Play Store and 4.8 stars on the App Store—with over 25,000 installations!
