Mechanical Breakdown Insurance

Here's your roadmap to find peace of mind for the road ahead. Statistics show that 80% of all repairs come after your factory warranty has expired. Next time you are financing a vehicle with LBS Financial Credit Union, consider purchasing Mechanical Breakdown Insurance (MBI) through us. MBI goes beyond your vehicle warranty, usually for a lot less cost than a dealer extended warranty.


  • Superior Coverage
    Top-of-the-line named exclusion coverage insured by 'A' Best Rated American Mercury Insurance group that will save you hundreds of dollars over comparable manufacturer's vehicle service contracts
  • Simple Claims Procedure
    Your vehicle may be serviced at any licensed repair facility in the United States or Canada, with prior approval
  • 60-day Money Back Guarantee
    You may cancel anytime during the first 60 days, contingent on a claim not being filed, and get 100% refund
  • Easy Payments
    100% of the cost may be included in your LBS Financial auto loan
  • Increased Re-sale Value
    The coverage may be transferred to a new private owner or may be cancelled and a prorated refund requested

Plans are available for new and used vehicles. Extra services available include: vehicle rental, towing and trip interruption. Contact the Credit Union at 800.527.3328, ext 5261 for more information on purchasing MBI.


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