Best IRA Certificates Rates
Jumbo- 30 Month
Gold- 60 Month
Grow Your Retirement Fund
Investment IRAs are offered through LPL Financial Consultants.* Get free retirement planning and investment strategy reviews, or get help rolling over a retirement plan. You can also learn about the investment products that might be right for your financial situation.
Saving for retirement isn’t about big chunks of change, it’s about consistency and starting early. Open an IRA Share account today with only $5. Open an IRA Certificate with just $100. Your accounts and certificates are insured up to $250,000.
If the term of the account is three (3) months or less, the penalty is equal to thirty (30) days of dividends.
If the term of the account is less than one (1) year, but longer than three (3) months, the penalty is equal to ninety (90) days of dividends.
If the term of the account is one (1) year or greater, the penalty is the amount equal to one hundred and eighty (180) days dividends.
If the amount withdrawn reduces the principal amount below the stated minimum, we will cancel your Share Certificate and the penalty will apply to the entire balance in the certificate account. The remaining funds will be transferred to your Share Savings account.
The routing number and transit number for LBS Financial is 322276855.