LBS Financial strives to be an "Employer of Choice". Therefore, our "Total Rewards" package provides employees with choices and options that best suit their needs and lifestyles. We recognize that our employees are what differentiate us from other employers and financial institutions.

Competitive Pay

• Base Pay - Annually the salary range for each position is determined by a competitive review by industry, job market, position, skills, knowledge, abilities and job performance
• Holiday Gift - Annual discretionary gift to share the spirit of the holidays with our employees
• Profit Sharing - Annual discretionary profit-sharing for employees
• Incentives - To reward you for promoting certain featured campaigns

Retirement Planning

• Pension Plan - 100% employer paid for the employee
• 401(k) Plan - To provide another retirement savings opportunity

Health and Wellness Benefits

• Medical - 100% of the HMO premium is paid. You only pay co-payments (i.e. $10 for an office visit). LBS Financial contributes towards your family plan. Choice to buy-up to an HMO and PPO for you and your family.
• Dental - 100% HMO paid for you and your family. Choice to buy-up to an outstanding PPO plan.
• Vision - 100% paid for you and your family
• Wellness - 100% Chiropractic and Acupuncture benefits for you. Opportunity to purchase under our plan for your family

Sickness and Disability

• Sick Days - Accrue for you to provide the care you need during times of illness
• Short-Term - We contribute towards State of California State Disability Program with additional coverage options available through our partnership with AFLAC Insurance
• Long-term - Premiums to cover you in case of long-term disability are 100% paid for by LBS Financial
• Life Insurance - 100% paid with the choice to purchase additional for you and your dependents
• Accidental Death and Dismemberment - 100% paid for you by LBS Financial
• Other - We partnered with AFLAC Insurance to provide you with group rates on other products such as Cancer Protection and Income Protection.

LBS Financial Product and Services Discounts — for employees

• Loan Products
  • Discount opportunity on fixed rate mortgages
  • Discount on unsecured loans
  • Discount opportunity on Adjustable Rate Mortgage (ARM)
  • Discount on Home Equity Line Of Credit (HELOC
  • Discount on secured loans - non real estate (part-time employees are eligible)

• Branch Services
  • Credit Union Free checking account
  • Free Share Draft (check) copies
  • Free Share Draft stop payments
  • Duplicate Statements
  • Free personal checks via Clarke American

Recognition and Performance Programs

• Employee of the Month
• Team of the Quarter
• Individual Performance Reviews and Merit
• Staff Recognition Events - To recognize accomplishments by the team

Additional Perks:

• Time Away - Vacation, Holidays, Jury Duty and Bereavement
• LifeWorks - 100% LBS Financial paid to provide confidential counseling on important matters to you and your family regarding legal questions, relationship issues, substance abuse and/or child or elder care/referrals
• Flexible Spending Accounts - To provide for pre-tax advantages for medical premiums, medical reimbursements, and dependent care
• Educational Reimbursement - To assist you in your educational pursuits
• Continuous Learning and Development- On-the-job training as well as classes sponsored by the LBS Financial Learning and Development Department
• Car Rental Discounts - Through our partnership with Enterprise Car Rental