Transaction Limitations (Regulation D)
A Federal Reserve regulation that limits certain types of withdrawals from savings and money market savings accounts. There can be no more than six transactions out of the account each month. Withdrawals at ATMs and teller windows from these accounts are unlimited.
Items deposited in an account that have not yet been collected, or paid, by the financial institution on which they were drawn.
Expenses like food, clothing, transportation, entertainment, etc. which may vary month-to-month and for which you may have considerable control.
An electronic payment service for transferring funds by wire (for example, through the Federal Reserve Wire Network or the Clearing House Interbank Payments System).