Visa Credit Card Rates

All rates are quoted as Annual Percentage Rate (APR)* and are accurate as of July 1, 2014. Rates are subject to change without notice.


Visa TypeRate TypeAPR
Classicnon-variable
14.90%
Goldvariable rate
10.15%


*The Visa Gold's variable rate is determined by adding 6.9% to the Index Rate for the current month. The variable rate may change each monthly cycle. The Index is the Prime Rate on the first day of the prior month to the current cycle as published in the Wall Street Journal. (If more than one rate or range of rates is published, the highest rate will apply.) The APR will not exceed our fixed rate LBS Financial Classic Visa.