Personal Loan Rates

All rates are quoted as Annual Percentage Rate (APR)* and are accurate as of April 1, 2014. Rates are subject to change without notice.

TypeAPR

Share Certificate Loan

Above Certificate Rate

3.00%

Share Loan

Regular Shares Above highest tiered shavings rates
Payment Options (One payment due at end of 1 year
term or 12 monthly payments amortized over 5 years)

3.00%
Signature Loan (Unsecured) - As Low As11.65%


*Rates quoted to reflect .25% discount for payment through payroll deduction or automatic transfer from an LBS Financial Savings or Checking account. Payment example: A Signature loan financed at 11.65% APR for 24 months is $46.94 per $1,000 borrowed.