Personal Loan Rates

All rates are quoted as Annual Percentage Rate (APR)* and are accurate as of 

October 1, 2015. Rates are subject to change without notice.

Type APR

Share Certificate Loan

Above Certificate Rate


Share Loan

Regular Shares Above highest tiered savings rates
Payment Options (One payment due at end of 1 year
term or 12 monthly payments amortized over 5 years)

Signature Loan (Unsecured) - As Low As 11.65%


*Rates quoted to reflect .25% discount for payment through payroll deduction or automatic transfer from an LBS Financial Savings or Checking account. Payment example: A Signature loan financed at 11.65% APR for 24 months is $46.94 per $1,000 borrowed.