Home Equity Loan Rates

All rates are quoted as Annual Percentage Rate (APR) and effective as of June 1, 2018. Rates are subject to change without notice. Please click on each title to obtain additional payment information for each product.
Home Equity Loan Rate APR Points
10 Year Fixed Rate Second 5.25% 5.292% 0
15 Year Fixed Rate Second 5.75% 5.78% 0
Home Equity Loan Rate APR Points
Special Home Equity Line of Credit 3.99% 3.99% 0

All rates subject to change and subject to credit approval. Full product information is also available in our branches.


For the Home Equity Line of Credit: Promo rate for the first 180 days and then Prime Rate + 1% Annual Percentage Rate (APR) based upon 80% or less Loan to Value ratio with a FICO Score of 740. Rate to change quarterly (January 1, April 1, July 1, October 1) and will correspond to changes in the Index. The Index is the Major Bank Prime Rate as published periodically in the Wall Street Journal. The Index value used at each Change Date is the value in effect on the first day of the month preceding each calendar quarter. Minimum line amount is $15,000; Maximum line amount is $300,000. There is a 10-year draw period (interest only payments) with a 15 year (fully amortized) repayment period. Minimum draw is $10,000. The Closing Cost will be deducted from the first draw at close of your loan. Other restrictions may apply. No line granted over 90% Loan to Value.  


Accepts Deposits: Yes

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