Auto Loan Rates
All rates are quoted as Annual Percentage Rate (APR) and are accurate as of May 1, 2008. Rates are subject to change without notice.
Autos, Trucks and Vans
New & Prior model year up to 15,000 miles
| Percentage financed | 36 Months as low as | 66 Months as low as | 72 Months as low as | 84 Months* as low as |
| 100% | 5.50% | 6.00% | 6.25% | 6.50% |
| 90% | 5.40% | 5.74% | 6.00% | 6.25% |
| 80% | 5.24% | 5.65% | 5.74% | 6.15% |
Pre-Owned Autos, Trucks and Vans
Model years 2003-2007 pre-owned vehicles
| Percentage financed | 36 Months as low as | 66 Months as low as | 72 Months as low as |
| 100% | 5.74% | 6.25% | 6.50% |
| 90% | 5.64% | 6.00% | 6.25% |
| 80% | 5.50% | 5.74% | 6.00% |
Model years 2002 and older pre-owned vehicles
| Percentage financed | Min amount Financed | Up to 48 Months as low as | Up to 66 Months as low as |
| up to 80%* | $3,000 | 9.75% | 10.95% |
Loan rate and percent financed is based on LBS Financial credit approval. All loan rates quoted as annual percentage rate (APR). All loans exclude add-on insurance.
Rates quoted reflect a .25% discount for automatic transfer from an LBS Financial Checking or Savings account OR a .25% discount for new auto purchase through the Surrogate Auto Shopper program.
A loan at 5.24% APR for 36 months will have a monthly payment of $30.10 per $1,000 borrowed. New vehicle loan amount may not exceed 100% MSRP plus taxes,
license, warranty up to $2,000 for 2 wheel drive and $2,500 for wheel drive and GAP up to $500. Used vehicle loan amount may not exceed 100% of retail Kelley Blue Book value plus taxes,
license, warranty up to $2,000 for 2 wheel drive and $2,500 for 4 wheel drive and GAP up to $500, nor may it exceed a 72 month term. Promotional loan rates and/or auto rebate not available on
existing LBS Financial loans. Some restrictions apply.
*2002 and older pre-owned vehicles financed at 80% of Kelley Blue Book wholesale plus taxes, license and warranty.
