Auto Loan Rates
All rates are quoted as Annual Percentage Rate (APR)* and are accurate as of April 1, 2013. Rates are subject to change without notice.
Autos, Trucks and Vans
New & Prior model year up to 18,000 miles
| Percentage financed | 36 Months as low as | 66 Months as low as | 72 Months as low as | 84 Months** as low as |
| 100% | 2.25% | 2.75% | 2.99% | 3.75% |
| 90% | 2.15% | 2.65% | 2.90% | 3.65% |
| 80% | 2.00% | 2.50% | 2.75% | 3.50% |
Pre-Owned Autos, Trucks and Vans
Model years 2008-2012 pre-owned vehicles
| Percentage financed | 36 Months as low as | 66 Months as low as | 72 Months as low as | 84 Months** as low as |
| 100% | 2.49% | 3.00% | 3.25% | 3.99% |
| 90% | 2.40% | 2.90% | 3.15% | 3.90% |
| 80% | 2.25% | 2.75% | 2.99% | 3.75% |
Model years 2007 and older pre-owned vehicles
| Percentage financed | Min amount Financed | Up to 48 Months as low as | Up to 66 Months as low as |
| up to 100%*** | $3,000 | 6.25% | 6.50% |
*Loan rate and percent financed is based on LBS Financial credit approval. All loan rates quoted as annual percentage rate (APR). All loans exclude add-on insurance.
Rate reflects a .25% discount for automatic transfer from an LBS Financial Checking or Savings account and a .25% discount for a new or used auto purchase (2008-2013) through one of our select auto buying services.
A loan at 2.50% APR for 60 months will have a monthly payment of $17.76 per $1,000 borrowed. New vehicle loan amount may not exceed 100% MSRP plus taxes,
license, warranty up to $2,000 for 2 wheel drive and $2,500 for 4 wheel drive and GAP up to $800. Used vehicle loan amount may not exceed 100% of retail Kelley Blue Book value plus taxes,
license, warranty up to $2,000 for 2 wheel drive and $2,500 for 4 wheel drive and GAP up to $800. Some restrictions apply.
** $20,000 minimum financed on an 84 month loan. 84 month financing only available on vehicles 2008 and newer of $20,000 or more and for FICO scores of 625+.
***2007 and older vehicle loan amount may not exceed 100% of wholesale Kelley Blue Book value plus taxes, license, warranty up to $2,000 for 2 wheel drive and $2,500 for 4 wheel drive and GAP up to $800. Some restrictions apply.
