Auto Loan Rates

All rates are quoted as Annual Percentage Rate (APR)* and are accurate as of
October 1, 2014. Rates are subject to change without notice.

Autos, Trucks and Vans

New & Prior model year up to 18,000 miles.
 
Percentage
Financed
36 Month
as low as
66 Month
as low as
72 Month
as low as
84 Month**
as low as
100% 2.25% 2.75% 2.99% 3.75%
90% 2.15% 2.65% 2.90% 3.65%
80% 2.00% 2.50% 2.75% 3.50%
 

Pre-Owned Autos, Trucks and Vans

Model years 2009-2013 pre-owned vehicles.
 
Percentage
Financed
36 Month
as low as
66 Month
as low as
72 Month
as low as
84 Month**
as low as
100% 2.49% 3.00% 3.25% 3.99%
90% 2.40% 2.90% 3.15% 3.90%
80% 2.25% 2.75% 2.99% 3.75%
 
Model years 2008 pre-owned vehicles.
 
Percentage
Financed
Minimum Amount
Financed
Up to 48 Month
as low as
Up to 66 Month
as low as
up to 100%*** $3,000 6.25% 6.50%
 
*Loan rate and percent financed is based on LBS Financial credit approval. All loan rates quoted as annual percentage rate (APR). All loans exclude add-on insurance.
 
Rate reflects a .25% discount for automatic transfer from an LBS Financial Checking or Savings account and a .25% discount for a new or used auto purchase (2009-2014) through one of our select auto buying services.

A loan at 2.50% APR for 60 months will have a monthly payment of $17.76 per $1,000 borrowed. New vehicle loan amount may not exceed 100% MSRP plus taxes, license, warranty up to $2,000 for 2 wheel drive and $2,500 for 4 wheel drive and GAP up to $800. Used vehicle loan amount may not exceed 100% of retail Kelley Blue Book value plus taxes, license, warranty up to $2,000 for 2 wheel drive and $2,500 for 4 wheel drive and GAP up to $800. Some restrictions apply.

** $20,000 minimum financed on an 84 month loan. 84 month financing only available on vehicles 2008 and newer of $20,000 or more and for FICO scores of 625+.
 
***2007 and older vehicle loan amount may not exceed 100% of wholesale Kelley Blue Book value plus taxes, license, warranty up to $2,000 for 2 wheel drive and $2,500 for 4 wheel drive and GAP up to $800. Some restrictions apply.