Your loyal relationship with LBS Financial Credit Union entitles you to Premier Member status, and a whole host of member discounts and savings!

Qualification for Premier Membership*
There are two ways to qualify:

1. Maintain savings deposits in excess of $40,000 and/or
2. Maintain LBS Financial loan balances in excess of $100,000

Benefits include:

• Choice Checking - Enjoy our checking account without incurring any monthly fees plus:
  • One FREE order of checks per year (any design wallet duplicate, maximum 150 checks - up to a $25 value)
  • FREE copies of checks (up to 10 per month -- $20 value)
  • FREE overdraft protection from savings to checking account, and earn interest on balances over $750!

If you haven't already, now's the time to give us a call or visit a branch to open a Choice Checking account.

• Card Services - Increased Daily Usage Dollar Amounts for Premier Members - You may opt to carry either an ATM Card or a Visa Debit Card (daily limits are calculated per account, not per card)
  • LBS Financial ATM Card comes with a $500 daily ATM withdrawal limit on your accounts (an increase from the standard $200), plus a $350 daily Point of Sale (POS) limit for a total daily limit of $850; OR an
  • LBS Financial Visa Debit Card comes with a $500 daily ATM withdrawal limit on your accounts (an increase from the standard $200); plus a $500 daily Point of Sale/Signature limit for a total daily limit of $1,000

• Visa Gold Card with no annual fee ($24 savings).
  • Take advantage of LBS Financial's Visa Gold Card with usage bonus points redeemable for cash
  • FREE $400,000 Travel Accident Insurance
  • FREE $7,500 Credit Life Insurance
  • The LBS Financial low, variable rate Visa Gold Card is just what you need for all your purchases. Sign up today by completing and mailing the enclosed application and start earning bonus points right away!
• Special home loan fee discount. In addition to your $350 application fee waiver, each Premier Member will receive a $400 processing fee discount. After your home loan funds and records, we will list your discounts as a credit on the home loan closing statement.
• Money Orders, CU and Cashier's Checks - FREE money orders, Credit Union or cashier's checks -- up to a combined total of 10 per month (up to $240 annual value)
• FREE small safe deposit box ($20 annual value). Each Premier Member is entitled to one FREE small box (supplies are limited) or a $20 credit per year towards a larger box. Boxes are currently available at our Bixby Knolls (4436 Atlantic Avenue, Long Beach) and Lakewood (4916 Bellflower Blvd.) offices only.
• Free review of your financial portfolio and goals by one of our skilled investment specialists. Just call 562.598.9007 or 714.893.5111 x 4904 to make an appointment.

A member may qualify for Premier member status at any time during the year. We review our member accounts once per year and communicate the eligibility status and the benefits to those who qualify.

So, bring your savings and loans over to LBS Financial Credit Union, to qualify for Premier Membership today!!

*Qualifications may change annually.