Checking Accounts
Choice Checking
Manage your daily funds with LBS Financial's Choice Checking. It's loaded with features, and comes with a variety of choices for easy account access. Whether you're looking for a basic free account or a dividend-earning account, Choice Checking fits the bill.
Features
- Dividends on minimum average daily balances of $750 or more
- Free home banking through CU OnLine and free Bill Payer
- Free Visa Debit Card
- Unlimited check writing
- Free unlimited use of LBS Financial ATMs
- No fee withdrawals and deposits at more than 25,000 CO-OP® no surcharge ATMs nationwide
- Free HomeTeller, automated phone teller service
- NCUSIF insurance on account balances up to $100,000
- Automatic overdraft protection using an LBS Financial Share Savings account, Classic Visa or Visa Gold account. Special Savings, Money Market and QuikCash Line of Credit may be added at your request.
The Choice to Make It Free
You can choose to make your Choice Checking account free with any of the following options. (Otherwise, a monthly fee of $4 will be charged.)
- Maintain a minimum balance of $300 in Choice Checking or $1,500 in combined balances on the same main account, or
- Use LBS Financial ATMs exclusively and eliminate branch transactions, or
- Direct Deposit your payroll, investment or government check to your Choice Checking account and eliminate branch transactions (no ATM restrictions)
- Click here for complete details



