Choice Checking

Manage your daily funds with LBS Financial's Choice Checking. It's loaded with features, and comes with a variety of choices for easy account access. Whether you're looking for a basic free account or a dividend-earning account, Choice Checking fits the bill.

Features

  • Dividends on minimum average daily balances of $750 or more
  • Free home banking through CU OnLine and free Bill Payer
  • Free Visa Debit Card
  • Unlimited check writing
  • Free unlimited use of LBS Financial ATMs
  • No fee withdrawals and deposits at more than 28,000 CO-OP® no surcharge ATMs nationwide
  • Free HomeTeller, automated phone teller service
  • Monthly paper statements or eStatements
  • NCUSIF insurance on account balances up to $250,000
  • Automatic overdraft protection using an LBS Financial Share Savings account, Classic Visa or Visa Gold account. Special Savings and Money Market may be added at your request
  • Free checks for Members age 60 or over (one style of checks only)

The Choice to Make It Free

Choose to make your Choice Checking account free when you:

  • Maintain a minimum daily balance of $300 in Choice Checking or $1,500 in combined balances on the same main account (waive $4)
  • Or use any combination of two of the following:

    • Direct Deposit your payroll, investment or government check to your Choice Checking account (waive $2)
    • Use LBS Financial-owned ATMs exclusively (waive $2);
    • No office lobby transactions (waive $2)

    Otherwise, a monthly fee of $4 will be charged.


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