Checking Accounts
Choice Checking
Manage your daily funds with LBS Financial's Choice Checking. It's loaded with features, and comes with a variety of choices for easy account access. Whether you're looking for an account where you can eliminate the monthly service charge or a dividend-earning account, Choice Checking fits the bill.
Features
- Dividends on minimum average daily balances of $750 or more
- Free home banking through CU OnLine and free Bill Payer
- Free Visa Debit Card
- Unlimited check writing
- Free unlimited use of LBS Financial ATMs
- No fee withdrawals and deposits at approximately 30,000 CO-OP® no surcharge ATMs nationwide (including ATMs at most 7-elevens and Walgreens)
- Free HomeTeller, automated phone teller service
- Monthly paper statements or eStatements
- NCUSIF insurance on account balances up to $250,000
- Automatic overdraft protection using an LBS Financial Share Savings account, Classic Visa or Visa Gold account. Special Savings and Money Market may be added at your request
- Free checks for Members age 60 or over (one style of checks only)
Eliminate the Monthly Service Charge:
No monthly service charge when you:
- Maintain a minimum daily balance of $300 in Choice Checking or $1,500 in combined balances on the same main account (waive $4)
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Or use any combination of two of the following:
- Direct Deposit your payroll, investment or government check to your Choice Checking account (waive $2)
- Use LBS Financial-owned ATMs exclusively (waive $2);
- No office lobby transactions (waive $2)
Otherwise, a monthly fee of $4 will be charged.

