Home Loans
Reduce your current interest rate, obtain cash, consolidate mortgages, change your loan type or term or consolidate your debts! Contact an LBS Financial loan specialist to guide you through the process.
Products Available
Fixed Rate Mortgages
15, 20 and 30-year fixed mortgages are available at LBS Financial, giving you stability throughout the term of your loan. Your payment won't change and the rates won't go up as long as you're locked into a fixed rate mortgage. No prepayment penalties on any LBS Financial fixed mortgage loans!
- Fixed processing cost of $1,600 includes appraisal
- No pre-payment penalties
- Impound accounts available
- Loans up to $1,000,000
- Cash available to 75% of home's value
Adjustable Rate Mortgages (ARM)
Lower initial rates are easier on the budget and may boost your buying power. More information
- Fixed processing cost of $1,600 includes appraisal
- No pre-payment penalties
- Impound accounts available
- Loans up to $1,000,000
- Low interest rate
- Cash available to 75% of home's value
Click here to learn more about our 5/5 Affordable Adjustable Rate Mortgage. This home loan is ideal for many Members and can save you up to hundreds of dollars per month compared to a 30 year fixed loan.

