Home Loans
Home Purchase
As your trusted neighbor for over 75 years, LBS Financial can help you find the right loan for your situation. Let us guide you through this process—contact an LBS Financial loan specialist today!
There are no prepayment penalties on any LBS Financial mortgage loan!
- Fixed Rate Mortgages
15, 20 and 30-year fixed mortgages are available at LBS Financial, giving you stability throughout the term of your loan. Your payment won't change and the rates won't go up as long as you're locked into a fixed rate mortgage.
- Adjustable Rate Mortgages (ARM)
Lower initial rates are easier on the budget and may boost your buying power. More information
- Owner Occupied Second or Vacation Home
Get a great rate on your vacation or second home (must occupy for 4 - 6 months per year)! 15 and 30 year fixed loans available. - First Time Home Buyers Program
Get a great loan with as little as 5% down! Median income limits and mortgage insurance are required. Call the Residential Lending Department at extension 5270 for more information. - Own Your Own Financing
LBS Financial finances Own Your Own properties at a maximum loan-to-value of 75%. Loans are available for up to $200,000. Property must be owner-occupied and the primary residence. Adjustable Rate Mortgages only.
Click here to learn more about our 5/5 Affordable Adjustable Rate Mortgage. This home loan is ideal for many Members and can save you up to hundreds of dollars per month compared to a 30 year fixed loan!
