Home Purchase

As your trusted neighbor for more than 70 years, LBS Financial can help you find the right loan for your situation. Let us guide you through this process—contact an LBS Financial loan specialist today!

There are no prepayment penalties on any LBS Financial mortgage loan!

  • Fixed Rate Mortgages
    15, 20 and 30-year fixed mortgages are available at LBS Financial, giving you stability throughout the term of your loan. Your payment won't change and the rates won't go up as long as you're locked into a fixed rate mortgage.
  • Adjustable Rate Mortgages (ARM)
    Lower initial rates are easier on the budget and may boost your buying power. More information
  • Showcase Home Loan
    Our main home-buying program with 20% down payment required offers no points and no hassle!
  • First Time Home Buyers Loan
    Buy your first home with as little as a 5% down payment. Call for details and requirements.
  • Owner Occupied Second or Vacation Home
    Get a great rate on your vacation or second home (must occupy for 4 - 6 months per year)! 15 and 30 year fixed loans available.

Get pre-approved online!


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